Alexandra
I've been using it for a bit over a year now and I'm really happy with it. It's easy to understand, easy to use, and above all it's a great benefit since my money is safe. Highly recommend.
Gold ownership, built for the way you live today
Owning real gold, without the traditional barriers. Own it, store it or sell it, all in one wallet.
Licences & Key Partners
Gold Business Licence
License: T7164
Portugal
Built on the XRPL
speed, efficiency and
real-world utility
Payment Service Provider
(PSP) registered with
the Bank of Canada
Registered with FINTRAC
as a Money Services
Business
Trustpilot
Rated excellent by out customers
4.8 our of 5
Shariah Compliant
Designed in accordance
with Islamic principles
Turn your phone into your private gold vault
999.9 LBMA-Certified Pure Gold
Gold that meets the strictest LBMA standards. VAT-free.
World-Class Secure Vault
Your gold is stored in high-security facilities in Switzerland and Singapore. 100% allocated and fully insured.
Regularly Audited
Our reserves are independently verified on a regular basis. New audit report available here.
Instant Transactions
Buy or sell in seconds. Every transaction is recorded on the blockchain, permanent and tamper-proof.
Shariah-Compliant
Built on ethical and moral principles that ensure a fair and transparent way to own gold. Reach your financial goals without compromising your values. View fatwa
Your first gram, three steps away.
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1. Download the App
Available on App Store or Google Play.
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2. Verify your account
A quick, secure process, so your gold belongs to no one but you.
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3. Add funds to your account
Top up your account in minutes. Your balance is ready to use the moment your transfer arrives.
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That's it!
You're all set to start building your wealth!
Everything you need to know
Your gold is 100% yours, and physically available now. Not paper, not borrowed and not depending on 3rd party promises to make available in the future. We only sell what we physically hold in our vaults. Each purchase includes a detailed receipt with quantity, purity, and a unique transaction order. All transactions are recorded on an immutable ledger and confirmed by independent audits.
Your gold is securely stored in a custodian account at the Singapore Precious Metals Exchange, located in Le Freeport — one of the most secure facilities in the world for precious metals.
All holdings are fully insured and legally protected.
Our vault agreement ensures your gold remains separate from any other company or institutional assets.
Phi Wallet is not just making gold more convenient than ever before; our mission is to build a modern precious metals infrastructure that makes these assets part of the everyday financial ecosystem. With blockchain, we bring transparency and fractional ownership of gold, while creating an infrastructure that promotes inclusivity, convenience, and trust. This eliminates the logistical and financial barriers to accessing precious metals, and opens the doors to utility beyond the safekeeping of these valuable assets.
Phi Wallet is a technology infrastructure that provides digital access to physical precious metals, transforming them into practical assets for everyday financial use. The Phi Wallet mobile app lets you buy, own, and sell real, certified gold that's stored in world-class vaults and verified independently.
It's built for those who believe in the real economy and want to build their financial future on solid ground. It's for all people regardless of their wealth status or financial expertise. Phi Wallet delivers value preservation and empowers people to plan their future financial goals confidentially by protecting their hard-earned money.
1. Download the Phi Wallet mobile app
2. Create your Phi Wallet account
3. Complete identity verification (KYC)
4. Transfer funds to your Phi Wallet account
5. Buy gold and start building your wealth
6. Save, sell, or withdraw your funds anytime; it's all up to you!
Gold you own, control, and understand.
We built Phi Wallet to make preserving and growing your wealth simple, safe, and open to everyone.
What our users say
Real stories from people who chose a safer, simpler way to own gold.
Hajar A.M
From the very first moment, I've felt transparency, closeness, and professionalism, qualities I value enormously today.
Newel
I've been a PhiWallet user since 2023 and couldn't be happier. My money keeps growing in value, I can withdraw it within hours whenever I need to, and customer service is genuinely efficient.
Namir S.
You get all the benefits of buying physical gold without the hassle of finding somewhere to store it (and the high costs that come with that), since they store it for you, under your name, plus they offer the best buying and selling fees.
Fadwa
It's a really easy, intuitive app to use, you buy and sell instantly at the real, current price. The fees are very low too, which really works in our favor.
Yousra A.
An app for investing your money in gold. I've been using it for over 2 years and I recommend it 100%.